sri1309
12-15 08:57 PM
sent my story again.. pls keep writing..tell them that this action need not wait on anything..
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uma78
08-25 01:09 PM
Guys,
I have tired MoneyOrder and it is fast (in minutes), reliable (from my experience) and very close to the market rate.
Uma
I have tired MoneyOrder and it is fast (in minutes), reliable (from my experience) and very close to the market rate.
Uma
vbkris77
03-11 02:32 PM
Couple of points I disagree,
1. If we assume them as I485 apps, we also need to take Family numbers into account. So EB2 LCs can only be around 23000.
2. In 2007, Perm wasn't as hopeless as it is now. So people were getting LCs in less than 3 months.
So adding all these, here is my break up
Year LC# EB2 LC Visa #
2004 12000 5000 11250
2005 7000 2000 4500
2006 18000 8000 18000
2007-Pre 10000 8000 18000
2007-Post 15000 9000 20250
2008 1500 1000 2250
With this, if EB2 I is as lucky as last year. We should see PD of 2006 when we goto next year.
Again it is just a guess..
1. If we assume them as I485 apps, we also need to take Family numbers into account. So EB2 LCs can only be around 23000.
2. In 2007, Perm wasn't as hopeless as it is now. So people were getting LCs in less than 3 months.
So adding all these, here is my break up
Year LC# EB2 LC Visa #
2004 12000 5000 11250
2005 7000 2000 4500
2006 18000 8000 18000
2007-Pre 10000 8000 18000
2007-Post 15000 9000 20250
2008 1500 1000 2250
With this, if EB2 I is as lucky as last year. We should see PD of 2006 when we goto next year.
Again it is just a guess..
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jgh_res
03-03 03:51 PM
I bought Patriot America by img global for my parents. We had to take my mother to ER. The total claim was close to 10k and to my surprise imgglobal did pay exactly as whatever it said. It is not a pre existing condition. Based on my research, nobody covers a pre existing condition.
The advantage of using the american, comprehensive policy is, the hospital took the insurance card, no questions asked. Send me a PM if you want more details as it was really painful in the first place to go to ER, let alone worry about insurance.
I think your question should be "Could members who had to use this insurance for ER visits post their experience?"
It�s good until you file a claim, but you should look for what happens after that.
The advantage of using the american, comprehensive policy is, the hospital took the insurance card, no questions asked. Send me a PM if you want more details as it was really painful in the first place to go to ER, let alone worry about insurance.
I think your question should be "Could members who had to use this insurance for ER visits post their experience?"
It�s good until you file a claim, but you should look for what happens after that.
more...
waitforevergc
05-07 04:17 PM
hi,
not being argumentative here...IMHO..loyalty and patriotism can be interpreted differently.
You can be loyal to your family, friends, company as well as state as you mentioned.
But you can be Patriotic and loyal only to one country:)You cannot have your feet in multiple boats;)
not being argumentative here...IMHO..loyalty and patriotism can be interpreted differently.
You can be loyal to your family, friends, company as well as state as you mentioned.
But you can be Patriotic and loyal only to one country:)You cannot have your feet in multiple boats;)
soma
03-13 10:06 AM
Are we sure that consular processing dates are mirror of AOS bulletin?
I am sure it is, I am a CP candidate, till now AOS dates mirrored CP dates and vice versa, so this time also it has to be true!!! Usually consulates get the dates b4hand from DOS, as they have to schedule interviews. I hope I'll be scheduled for the interview this april.
I am sure it is, I am a CP candidate, till now AOS dates mirrored CP dates and vice versa, so this time also it has to be true!!! Usually consulates get the dates b4hand from DOS, as they have to schedule interviews. I hope I'll be scheduled for the interview this april.
more...
Macaca
02-07 05:16 PM
I have an MS degree, so IF the SKIL is passed, my PD will become current.
My understanding of SKILL for US MS is that it will not be counted against the cap. I don't see it saying that PD does not matter for US MS. What am I missing? Thanks.
My understanding of SKILL for US MS is that it will not be counted against the cap. I don't see it saying that PD does not matter for US MS. What am I missing? Thanks.
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lsuk
07-13 09:12 PM
Guys! Thank you for marching for all of us! Let's not give it up! Now's the time to convince them!
more...
sanju
01-30 05:22 PM
I would like to share an observation.
Forum member mike232 always appear to vote against anything that is likely bring our issues to limelight. If you see the history of his vote, he will always vote against anything which could be useful for our issue. Here is my question to him -
MIKE232,
ARE YOU ANTI-EMPLOYMENT BASED GREEN CARD OR A DESI-BODYSHOP EMPLOYER? WHICH ONE?
Forum member mike232 always appear to vote against anything that is likely bring our issues to limelight. If you see the history of his vote, he will always vote against anything which could be useful for our issue. Here is my question to him -
MIKE232,
ARE YOU ANTI-EMPLOYMENT BASED GREEN CARD OR A DESI-BODYSHOP EMPLOYER? WHICH ONE?
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add78
05-09 12:08 PM
ICICI Lombard or Tata AIG for Indian Parents.
Look up the plans and read fine prints.
Look up the plans and read fine prints.
more...
singhsa3
07-15 08:14 AM
Unlesss, Core approves it, it cannot be deemed as IV effort.
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file485
04-19 05:59 AM
contributed 50$...
more...
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Jaime
12-11 03:56 PM
I put mine in, let's go for more than 100 and don't forget to "bump" this message so it stays at the top!
<<<BUMP>>>
<<<BUMP>>>
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shak
08-04 09:37 PM
Thanks ak27... based on your suggestion, I have started enquiry on my case through congressman.
I also talked to second level I/O and she told me that it may be due to pending biometrics (what a relief to hear that). She didn't give me any other details so still not sure what's going (no SLUDs yet). I haven't recd any finger print notice since my first one in sep'07 so that kind of makes sense.
I had a infopass appointment today, IO informed me that my fp expired so that may be the reason for not approving I-485. He told me that my application had some activity on July 29. Later I contacted my congressman's office and they informed me that my fp will be refreshed and I dont need to take new fp.
I also talked to second level I/O and she told me that it may be due to pending biometrics (what a relief to hear that). She didn't give me any other details so still not sure what's going (no SLUDs yet). I haven't recd any finger print notice since my first one in sep'07 so that kind of makes sense.
I had a infopass appointment today, IO informed me that my fp expired so that may be the reason for not approving I-485. He told me that my application had some activity on July 29. Later I contacted my congressman's office and they informed me that my fp will be refreshed and I dont need to take new fp.
more...
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gcgrail
12-01 07:38 PM
I had posted the same thing for your question on immigration portal too.
My personal experience, united nations in immigration portal is your best choice.
He deals with such cases on a regular basis and has helped me too.
If you want to talk about my experience, please send me a private email.
Hi toprasad,
Would appreciate it if you could give the contact info for United Nations as I need this help with ability to pay immediately...Thanks in advance !!!
My personal experience, united nations in immigration portal is your best choice.
He deals with such cases on a regular basis and has helped me too.
If you want to talk about my experience, please send me a private email.
Hi toprasad,
Would appreciate it if you could give the contact info for United Nations as I need this help with ability to pay immediately...Thanks in advance !!!
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desi485
02-11 01:09 PM
Friends,
I did a quick search and did not find answer to this. Apologise if this is a repost.
But a co-worker of mine wants to travel on AP. After coming back, he will join my company (right now he is a contractor) as a perm employee on H1. Is it possible and allowed? Can he transfer H1 after using AP?
Our company attorney confirmed that his H1B will remain valid even after using AP. But she is not sure about transfer. I will post her reply once she gets back to him. But in meantime, if anyone has any idea about this, please share.
I did a quick search and did not find answer to this. Apologise if this is a repost.
But a co-worker of mine wants to travel on AP. After coming back, he will join my company (right now he is a contractor) as a perm employee on H1. Is it possible and allowed? Can he transfer H1 after using AP?
Our company attorney confirmed that his H1B will remain valid even after using AP. But she is not sure about transfer. I will post her reply once she gets back to him. But in meantime, if anyone has any idea about this, please share.
more...
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Leo07
11-22 10:55 AM
I understand that I'm trying to chose a devil/insurance, which is lesser evil compared to the rest.
So, in that aspect, Comprehensive/Fixed appears to NOT matter at all. These are just pricey nouns. I can't believe that K.V.Rao's insurance lying publicly that it's a not-for-profit. These ridiculous kinds, stoop to such a level of cheating people with a Indian name on it.
I'm still open for any recommendations here. I appreciate all your comments & suggestions so far.
So, in that aspect, Comprehensive/Fixed appears to NOT matter at all. These are just pricey nouns. I can't believe that K.V.Rao's insurance lying publicly that it's a not-for-profit. These ridiculous kinds, stoop to such a level of cheating people with a Indian name on it.
I'm still open for any recommendations here. I appreciate all your comments & suggestions so far.
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Macaca
02-07 05:16 PM
I have an MS degree, so IF the SKIL is passed, my PD will become current.
My understanding of SKILL for US MS is that it will not be counted against the cap. I don't see it saying that PD does not matter for US MS. What am I missing? Thanks.
My understanding of SKILL for US MS is that it will not be counted against the cap. I don't see it saying that PD does not matter for US MS. What am I missing? Thanks.
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malibuguy007
07-14 10:58 AM
Wish you all the very best for a successful rally!!!
sanjay
09-23 06:59 PM
http://boards.immigration.com/showthread.php?t=286606 :mad::mad:
Well, I don't agree to this guys views, but must agree that this RED dot system is too annoying and more are the -ve comments.
But, who cares !!!
Well, I don't agree to this guys views, but must agree that this RED dot system is too annoying and more are the -ve comments.
But, who cares !!!
thakurrajiv
07-30 12:02 PM
You can trade commodities like stocks by taking a directional bet on long term price movement. But this is what you need to consider. Stocks always trade in Spot. If you buy MSFT you own shares of Microsoft today. Although single stock futures (SSF) are available now we will not look at derivatives right now.
Commodities are traded as futures. You can buy Soy futures today for December delivery or lean hogs for dec 2010 delivery.
Under conditions of No-Arbitrage the price of the future will be the price of the spot plus storage and delivery costs. If for example 3 month LSC (Light Sweet crude) is trading on NYMEX at $60; the cost of storage and delivery is say $20 for 3 months. Then 6 month LSC should be trading at $80. But if you look at the contract it might be trading at $55.
The reason being fundamentals. The peak driving season or the hurricane season is over and heating oil season is not yet on us or by looking at weather derivatives traders are factoring in milder winter. The leader of Iran has declared he will step down from office and retire to Hawaii, the rebels in Nigeria have turned themselves in and joined a church missionary..stuff like that.
So you might believe these fundamental assumptions or you might do your own research and say that the traders are wrong and they are discounting critical factors and the price should be more. So you can go long the future and hope for an increase in price and sell the future before delivery for a profit. This is the expensive route but you will never be wiped out for sure. Price of crude may drop but will never go to zero.
Or you trade options on the futures, for example:
Borrow money (leverage) buy the call; short delta units of the future contract and invest the proceeds at the risk free rate.
If you are correct the call will end up in the money, the shorted futures will loose value but since it is �delta� units it is only a portion of the position and the invested money will earn you the risk free rate. So you make some money on the call and loose some on the hedge and net you will profit. (Hopefully to cover the transaction costs and taxes)
If you are wrong (price falls) your call will expire worth less so you are wiped out there, your short will increase in value and you will still earn the risk free rate. So although net you will loose money it will not be as much as a naked call because of delta hedging.
This is explained in very very simple terms. Each transaction step will indicate modeling prices to know if the future is priced correctly, if the option is priced correctly and if the leverage you are getting is correct. Plus modeling future price movements and expected rate of returns and the most primary thing in any transaction the �Alpha�. Source of alpha should be very clearly defined. Let me go a bit deep and include some simple math:
E[R] = Alpha + betaR + epsalon
Where E[R] is the expected return-(see statists for more on expectation functions.)
alphais the excess return
betaR is market return or what the price of the commodity does in the duration chosen. (Market betais 1)
epsalonis error term or un explained return.
(Sorry the greek symbols did not display so I wrote words)
This is a kindergarten model of modeling your alpha. As there are many variables you will use a multi variant model to figure out return. Plus as I said in my previous post you have to model jumps. Jumps are spikes of very short duration which will only be seen in a log normal price distribution. A Gaussian distribution might not be changed much because of a spike of small duration. For example if you are trading electricity and the temperature in NJ hits 110 degrees, there is going to be a spike on that day for electricity prices but this will fall as soon as temperature falls.
And the core issue of all is you need to have access to products as indicated by puddonhead plus money and leverage capacity and risk bearing capacity. As you see this is not for the faint of heart or for some one to do part time. If you are really sophisticated and can do this with good resources, fine or else my advice is stick to stocks or stock derivatives. Hedge funds have teams of quants and super computers sitting and doing this every day. They will vacuum out even the slightest of alpha out there; they will simply take your money if you enter into a wrong trade. If someone is a quant and does this for a living then if his contract allows it or if his licensing allows it legally he can do it on the side but apart from it definitely not something the retail investor should indulge in. Just invest in some ETF like GLD or USO or some commodity mutual funds at the max.
Best of luck!!
Again a great post. Just want to comment that be careful with ETF's too. Most of the ETF's are not physical commodity holders. They play in futures and OTC swap markets.
I have looked hard to find ETF's or MF's fwhich are pure commodity holders e.g gold, silver etc.I still have not found good ones. The closest I could get was some portfolio of mix of real assets and futures. Most of the ETFs are again leveraged and kind of trap for average investors.
There are a few hedge funds or big funds which might offer pure plays but those tend to have huge entry investment requirement basically making them inaccessible to individual small investors.
Commodities are traded as futures. You can buy Soy futures today for December delivery or lean hogs for dec 2010 delivery.
Under conditions of No-Arbitrage the price of the future will be the price of the spot plus storage and delivery costs. If for example 3 month LSC (Light Sweet crude) is trading on NYMEX at $60; the cost of storage and delivery is say $20 for 3 months. Then 6 month LSC should be trading at $80. But if you look at the contract it might be trading at $55.
The reason being fundamentals. The peak driving season or the hurricane season is over and heating oil season is not yet on us or by looking at weather derivatives traders are factoring in milder winter. The leader of Iran has declared he will step down from office and retire to Hawaii, the rebels in Nigeria have turned themselves in and joined a church missionary..stuff like that.
So you might believe these fundamental assumptions or you might do your own research and say that the traders are wrong and they are discounting critical factors and the price should be more. So you can go long the future and hope for an increase in price and sell the future before delivery for a profit. This is the expensive route but you will never be wiped out for sure. Price of crude may drop but will never go to zero.
Or you trade options on the futures, for example:
Borrow money (leverage) buy the call; short delta units of the future contract and invest the proceeds at the risk free rate.
If you are correct the call will end up in the money, the shorted futures will loose value but since it is �delta� units it is only a portion of the position and the invested money will earn you the risk free rate. So you make some money on the call and loose some on the hedge and net you will profit. (Hopefully to cover the transaction costs and taxes)
If you are wrong (price falls) your call will expire worth less so you are wiped out there, your short will increase in value and you will still earn the risk free rate. So although net you will loose money it will not be as much as a naked call because of delta hedging.
This is explained in very very simple terms. Each transaction step will indicate modeling prices to know if the future is priced correctly, if the option is priced correctly and if the leverage you are getting is correct. Plus modeling future price movements and expected rate of returns and the most primary thing in any transaction the �Alpha�. Source of alpha should be very clearly defined. Let me go a bit deep and include some simple math:
E[R] = Alpha + betaR + epsalon
Where E[R] is the expected return-(see statists for more on expectation functions.)
alphais the excess return
betaR is market return or what the price of the commodity does in the duration chosen. (Market betais 1)
epsalonis error term or un explained return.
(Sorry the greek symbols did not display so I wrote words)
This is a kindergarten model of modeling your alpha. As there are many variables you will use a multi variant model to figure out return. Plus as I said in my previous post you have to model jumps. Jumps are spikes of very short duration which will only be seen in a log normal price distribution. A Gaussian distribution might not be changed much because of a spike of small duration. For example if you are trading electricity and the temperature in NJ hits 110 degrees, there is going to be a spike on that day for electricity prices but this will fall as soon as temperature falls.
And the core issue of all is you need to have access to products as indicated by puddonhead plus money and leverage capacity and risk bearing capacity. As you see this is not for the faint of heart or for some one to do part time. If you are really sophisticated and can do this with good resources, fine or else my advice is stick to stocks or stock derivatives. Hedge funds have teams of quants and super computers sitting and doing this every day. They will vacuum out even the slightest of alpha out there; they will simply take your money if you enter into a wrong trade. If someone is a quant and does this for a living then if his contract allows it or if his licensing allows it legally he can do it on the side but apart from it definitely not something the retail investor should indulge in. Just invest in some ETF like GLD or USO or some commodity mutual funds at the max.
Best of luck!!
Again a great post. Just want to comment that be careful with ETF's too. Most of the ETF's are not physical commodity holders. They play in futures and OTC swap markets.
I have looked hard to find ETF's or MF's fwhich are pure commodity holders e.g gold, silver etc.I still have not found good ones. The closest I could get was some portfolio of mix of real assets and futures. Most of the ETFs are again leveraged and kind of trap for average investors.
There are a few hedge funds or big funds which might offer pure plays but those tend to have huge entry investment requirement basically making them inaccessible to individual small investors.
